Rates & Fees

While we cannot tell you exactly what the cost of a loan will be, because we are not a lender, we can tell you that the cost will be based on the APR (Annual Percentage Rate) that is applied to your loan.

Representative APR Range

Paydayloansinlasvegasnv.com does not make loans; we refer consumers to lenders who may grant short term loans. We are, therefore, not in a position to be able to tell you what APR you are likely to be charged once you are approved for a loan. The APR on a loan will vary for different applicants and different lenders. All lender fees and the APR of a loan will be clearly displayed for you on the lender’s website when a loan offer is made.

The actual APR charged on a loan can be from approximately 200% up to 2,290%. The exact APR percentage will depend on the amount of the loan granted, the length of time of the loan, and other factors, like general loan fees, fees for late payment, fees for non-payment, and renewal fees. It should be borned in mind that the APR range is not the finance charge, which will be disclosed to you later on in the process.

How does the APR on a small dollar loan compare to the alternatives? Here’s how the cost of a $100 loan over 14 days compares to the other options:
Product Type (single repayment) Charge APR
Bounced checks and NSF charge $45.00 1,173.21%
Overdrawn account fees $30.00 782.14%
Late Fee $20.00 521.43%

Some things that you need to consider when applying for a short term loan

Paydayloansinlasvegasnv.com is not a lender and we charge no fees for the use of this service. Every lender that is included in the Paydayloansinlasvegasnv lender network discloses all the terms and conditions of a loan prior to the consumer accepting that loan. We advise you to read those terms and condition’s carefully before you take up the offer of a loan.

The implications of partial payment, late payment and non-payment of personal loans

When you accept a loan offer, you are agreeing to all the terms and conditions to that loan and you are agreeing that you will repay the loan, and all the interest and charges, on the date stipulated in the agreement. Additional fees or charges may be made if you do not pay back the loan in full and on time. Paydayloansinlasvegasnv.com cannot tell you what the charges for partial payment, late payment or non-payment will be. Paydayloansinlasvegasnv has no knowledge of your agreement with the lender and no control over charges that the lender may make. For details of the charges applicable for late payment, partial payment, and non-payment please refer to the lender’s documentation. Payday loans in Las Vegas NV strives to work only with direct lenders who have reasonable and fair polices with regards to overdue accounts.

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